I Am Deaf. Can I Still Get Car Insurance?

UPDATED: Jul 13, 2023Fact Checked

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michael Vereecke

Commercial Lines Coverage Specialist

Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...

Commercial Lines Coverage Specialist

UPDATED: Jul 13, 2023

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UPDATED: Jul 13, 2023Fact Checked

People with a hearing loss are covered by the same auto insurance companies as hearing people, provided they have a valid license and a car adapted to their needs. Start by checking with an agent or auto insurance company and disclose your hearing loss. If the auto insurance companies are reluctant to work with you, ask them why they cannot write your insurance. Some companies are more liberal than others, but there really should not be a problem unless your driving record indicates your disability may be affecting your driving ability.

Case Studies: Car Insurance for Individuals With Hearing Loss

Case Study 1: Emily’s Determination

Emily, a deaf individual, encountered challenges when trying to secure car insurance. Several insurance companies were initially hesitant to work with her due to her hearing loss. However, Emily was determined to find a solution. She reached out to various insurance providers, explaining her driving abilities and providing any necessary documentation.

Case Study 2: Michael’s Smooth Process

Michael, who is deaf, approached an auto insurance company to obtain coverage. He proactively informed them about his hearing loss during the application process. The insurance company acknowledged Michael’s disclosure and assured him that his disability would not affect their decision. They evaluated his driving record and determined that he posed no higher risk than any other driver.

Case Study 3: Samantha’s Advocacy

Samantha, a deaf driver, encountered resistance from certain insurance companies due to her hearing impairment. Frustrated by the lack of understanding, Samantha decided to advocate for herself. She researched her rights as a person with a disability and reached out to advocacy groups for support.

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michael Vereecke

Commercial Lines Coverage Specialist

Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...

Commercial Lines Coverage Specialist

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

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