I Am Concerned That If I Have A Career Ending Injury In My 30s And Am Unable To Contribute To My Company’s Pension Plan, I Won’t Have That Retirement Income When I Turn 65. Is There A Pension Rider That I Can Buy To Cover This?
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UPDATED: Jul 16, 2021
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Such riders are not very common, but you should check with your employer to see if any such coverage exists. However, many types of personal products that may provide a retirement income can include a disability rider. These are available from companies that sell insurance, annuities or investment plans.