I am being surcharged through my job for smoking and i dont smoke anymore. thery are demanding a nicotine test what should I do?
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UPDATED: Oct 15, 2011
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Insurance Question from Cascade, WA
Asked on 10/15/2011
I am being surcharged through my job for smoking and i dont smoke anymore. thery are demanding a nicotine test what should I do? Most places i have called are requesting a doctors note to get the test done and no one in the corporate offices have MD or PHD behind there name so im in a position where what they are asking for isen't necessarily as easy as it is to say just go get one. Nicotine test are far and few and nicotine has a life span of less than 24 hours so 6 months would erquire a hair test or nail test, which requires close to 200 dollars. this is just rediculous!
Answer given on October 18, 2011
If I understand your question, your company is requiring that you prove you no longer smoke. However, it seems that you are being asked to pay for and provide that proof. Call your medical insurance carrier for your group benefits-the health company or the life insurance company. The number is usually located on your insurance card or within your benefits papers. Tell them you are being surcharge for smoking and you no longer smoke and what can you do to provide them with the necessary documentation. It seems prior to now you have been dealing your HR department at corporate headquarters. Ask the group insurer if they contract with a paramed company in your area that can provide them with a test to prove you no longer smoke. Advise them that your HR department is saying you have to pay for this and you can not afford it. They may have an low cost alternative that they will accept in order to reduce you from a smoking to a non smoking category.
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