I AM BEING SUED FOR SLANDER AT A PUBLIC PLACE CAN MY HOMEOWNERS COVER ME OR PART OF MY UMBRELLA POLICY? IN PA
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Oct 17, 2012
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Insurance Question from Bratton, PA
Asked on 10/17/2012
I AM BEING SUED FOR SLANDER AT A PUBLIC PLACE CAN MY HOMEOWNERS COVER ME OR PART OF MY UMBRELLA POLICY? IN PA NULL
Answer given on October 22, 2012
Under the homeowner insurance policy there are some companies which include libel and slander as a part of the policy. Other companies have an endorsement that you can add to the policy for a small charge. This is known as personal injury.Another option is to purchase a personal excess liability policy, also known as an umbrella policy. This policy will include libel and slander as a part of the personal injury endorsement.Contact your agent or broker and ask if you have the personal injury endorsement on your homeowner policy. If so, submit a claim through your insurance company. If you also have an excess liability policy, they should be notified as they may become involved in the suit, depending upon the amount of suit and/or settlement for the claim. If you have received paperwork as a part of the suit, you will need to send a copy to your agent or company. The adjuster will work with you as well as the legal department for your insurance company.
IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.