How So I become UN-excluded from My Mothers Car Insurance, She has AAA?

Free Insurance Quote Comparison

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Jan 2, 2013

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Insurance Question from Highland, MI

Asked on 01/02/2013

How So I become UN-excluded from My Mothers Car Insurance, She has AAA? Does she have to pay money to UN-exclude me, i'm 26 and have a valid license?

Answer given on January 15, 2013

If you are an excluded driver on your mother’s insurance, then she needs to work with the insurance company to see if you can be added to the policy as a driver.Insurance companies will usually exclude a driver if they are in the household and have a driving record that is unacceptable. Sometimes they will exclude only because the person is in the household and the policy owner does not want to pay for the cost to add them to the policy.Since you are 26, and it is presumed you have been licensed for over 9 years, your mother should be able to ask the insurance company to add you to the policy. If you have any tickets or accidents, then the insurance costs will be affected. Also, even though you have been licensed over 9 years, you could still increase the costs with a clean driving record, since your mother probably has more years experience which could be giving her a lower rate. Have the company provide a quote to add you to the policy.


IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

 Secured with SHA-256 Encryption