How should I go about buying life insurance?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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If you know of a trusted insurance representative, you could start by reviewing your life insurance needs and existing coverage with that agent. Otherwise you might want to find an agent or insurance broker to work with you.

If you are person who prefers to do your own research, you can find plenty of insurance information and quotes on the Internet, or from direct marketing ads in magazines, newspapers, etc.

It is in your own best interests to review and compare various offerings and prices.

Keep in mind that there are many insurance companies and they have different ways of selling their life insurance policies. Some may refer you to an agent representing their company while others will require you to fill-out a questionnaire before providing a quote or cost estimate.

You should pursue the approach and the specific offering that you are most comfortable with, and that works best for you.

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