How much should an insurance cimpany pay me for work I have done myself.?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 4, 2014

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Insurance Question from Three Rivers, MI

Asked on 06/04/2014

How much should an insurance cimpany pay me for work I have done myself.? A pipe broke in an inside wall and flooded 4 rooms. I moved furniture, removed rugs hauled out dressers, put up pails to catch water etc., on 3 floors

Answer given on June 24, 2014

If you have a water damage claim to your property, you are expected to do what you can to prevent further damage. You appear to have done this by the work you did. However, the insurance company will not pay you for labor done to prevent the further damage. It is expected that you would want to prevent the additional damage that could be suffered if you ignored the situation.The insurance company will pay for any costs to dry out the property as well as any damage to the walls and floors. They will not pay for the pipe repairs, but will pay for the cost to get into the wall to make that repair. Also, if your personal property had water damage they will pay to clean that, repair or replace it as needed.

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