How much does the other parties (hes at fault) insurance usually pay of medical bills? or quote as a settlement? say bills paid 10,000.00

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 9, 2011

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Insurance Question from Bow Mar, CO

Asked on 07/09/2011

How much does the other parties (hes at fault) insurance usually pay of medical bills? or quote as a settlement? say bills paid 10,000.00 Does the other insurance just quote you what the bill amount was paid or what about your time, recovery, gas, frustration, etc??? is that incuded in the settlement. I was injured in a car accident and needed therepy for 5 months, still not healed. How much should I request for a settlement? The bills were 8,000 dollars.

Answer given on August 06, 2011

The insurance company that covered the other party should have been in contact with you to outline the coverage. Usually, the insurance company will not make a settlement offer until all bills are submitted to them. If you are still receiving medical treatment, then the insurance company will not make any offer.As far as requesting a settlement, it is a decision you must make. However, I would wait until all bills are submitted, to be sure you know the costs involved. I do recommend that you stay in touch with the insurance company, letting them know how things are progressing and if there is an “end” in sight. You do have the right to contact an attorney to work with you in the settlement. However, once you do this, the insurance company will work through the attorney, and not directly with you. Of course, the attorney will have a fee for settling any claim with the insurance company.

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