HOW MUCH DOES A CAR INSURANCE PAY,IF A CHILD DIES IN A RESULT FROM THE DRIVER.
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UPDATED: Dec 27, 2012
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Insurance Question from Houston, TX
Asked on 12/27/2012
HOW MUCH DOES A CAR INSURANCE PAY,IF A CHILD DIES IN A RESULT FROM THE DRIVER. WHATS THE PROCESS
Answer given on December 29, 2012
If someone is injured or killed in an auto accident, the insurance company that covers the driver who caused the accident will pay for the injuries. I fhtere is a death, then the insurance company will work with the claimant for the settlement for the death.The insurance liability limits, under bodily injury, are the maximum that the insurance company must pay for the claim. If there are multiple injuries, the policy may have a limit per person that would apply. If the liability limit is called a “combined single limit”, then that is the maximum amount to be paid for the total amount of loss, including property damage.The adjuster for the responsible driver should contact the claimant to start the settlement process. The claimant needs to be aware of the policy limits for the responsible driver while working out a settlement. In addition, if the other driver (who was the victim) may be able to submit a claim under their uninsured/underinsured insurance. This can be used as additional settlement if the policy limits for the responsible driver are not sufficient to settle the claim.
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