How might my smoking affect my ability to buy life insurance?
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UPDATED: Sep 15, 2020
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If you are a smoker, you should expect to pay a little more for your life insurance than a non-smoker of a similar age and health.
Of course, if you also have a smoking-related medical condition, then the life insurance company would take that into consideration when deciding whether to sell you life insurance and what rate you should be charged.