how long does a home insurance claim take

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jan 28, 2012

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Insurance Question from Beckers Corners, NY

Asked on 01/28/2012

how long does a home insurance claim take my house burned down. total loss and want to know the normal time to.settle claim

Answer given on January 29, 2012

The time it takes to settle a homeowner claim, especially a total loss, can vary due to the circumstances of the loss. While most states have regulations regarding claim settlements, it usually involves contact, good faith settlements and the like.You can help speed up the process by working closely with the adjuster. They will need much information from you to properly adjust the claim. They will need a list of all of your personal property or belongings in the home. The more complete the list, the quicker the settlement. You also need to work with them as to who you choose as a contractor, so they can work with them as to the rebuilding costs of your home. If you do not intend to rebuild, then the claim will be settled in a different manner, so you need to let the adjuster know you do not intend to rebuild.Your agent should also be working with you to help you through the process. Be sure to keep in touch with them.


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