How long do I have to file an injury claim if I was injured on someone else’s property?
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UPDATED: Sep 2, 2011
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Insurance Question from Denver, CO
Asked on 09/02/2011
How long do I have to file an injury claim if I was injured on someone else’s property? NULL
Answer given on September 03, 2011
Each state is different in the time frame a personal injury claim should be filed. Generally, you should file it as soon as possible, but some policies give you from one to three years to do so.The other party’s insurance company will investigate any such claim to determine if the other person was negligent and that negligence caused your injury. You should advise the other person of your intent to file a claim and ask them to call their insurance company or agent. An adjuster will then contact you to discuss the claim. They will also probably obtain a statement from the property owner.A payment is usually not made until all medical bills are submitted. If you are undergoing treatment for your injuries, do not expect to get a payment until your treatment is completed. The adjuster should explain how they will handle the claim. They may accept the bills from a provider, but they may not pay until done. This would make you responsible for the bills until complete.
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