How long can I carry a child on my auto policy?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 21, 2017

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Insurance Question from Plano, TX

Asked on 03/21/2017

How long can I carry a child on my auto policy? NULL

Answer given on March 28, 2017

Each state and insurance company is different regarding how long a child can remain on your automobile insurance policy. Most of the time the child should remain on your policy as long as they are living with you, or away at school or is a regular user of your vehicle. The insurance company wants to know of all drivers in the household, so if your child does not have their own auto insurance policy, you should continue to list them on your policy.If the child moves out and gets their own auto insurance then you do not have to continue to list them on your policy. If they may occasionally drive your car they are most likely covered, but make sure your insurance company does not require all potential drivers be listed on the policy. This is only done by a few insurance companies, but make sure what your policy requires. You can obtain this information from your agent or the insurance company, or it will state this in the policy itself.


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