how long after an accident do I have to wait before another insurance company will accept for a quote
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UPDATED: Apr 30, 2016
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Insurance Question from Phoenix, AZ
Asked on 04/30/2016
how long after an accident do I have to wait before another insurance company will accept for a quote I was checking for an insurance quote and the agent said that an accident at fault or not they could note quote for three years.
Answer given on May 01, 2016
Each insurance company is different regarding quotes offered on auto insurance. Usually, if the accident was not at fault, most insurance companies will offer a quote, presuming the claim has been settled a closed. If there is an at fault accident then insurance companies may not be willing to offer a quote for at least a year. If there was bodily injury involved in the accident, then it may be longer before a quote is offered. You may want to wait until your insurance company provides a renewal quote to you after the accident before shopping around, just to be sure that you know what you are shopping for. If your accident wasn’t your fault, your rates with your current company should not go up so it may not be necessary to shop around for a better price.If you still want to shop around, check with your homeowner insurance carrier as they often offer a discount if they have both the home and auto insurance.
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