hOW DO YOU GET AN INSURANCE CLAIM OFF YOUR INSURANCE, WHEN YOU LOAN YOUR CAR TO A PERSON, WITH NO INSURANCE, NO CAR AND WAS HIT FROM THE REAR BY ANOTHER CAR. Resulting in them filing a claim to the other insurance. thus causes the lawyer to sue. High ins

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jan 25, 2019

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Insurance Question from Gainesville, FL

Asked on 01/25/2019

hOW DO YOU GET AN INSURANCE CLAIM OFF YOUR INSURANCE, WHEN YOU LOAN YOUR CAR TO A PERSON, WITH NO INSURANCE, NO CAR AND WAS HIT FROM THE REAR BY ANOTHER CAR. Resulting in them filing a claim to the other insurance. thus causes the lawyer to sue. High ins How to I get this claim off my insurance record, in order to stop paying high insurance rates?

Answer given on January 30, 2019

If your car was involved in a not at fault accident, involving another driver, your insurance policy should not be affected by the accident.  There are some auto insurance companies that will increase your rates slightly for a not at fault accident, but most will not. Presuming the driver of your car does not live in your household, the accident should be on his driving record.

If the accident was caused by another driver who rear ended your car, that insurance company should pay for the repairs to your car and for any injuries to the occupant(s) of your car. It is not clear who hired the lawyer, but if it was your driver the lawyer should be going after the other driver and their insurance.  

Talk to your agent or insurance company as to why this is showing on your insurance policy. There may be a mix up as to who was at fault. You need to get all facts before you can work this out.


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