How Do I Know If I Have Enough Insurance On My Personal Property?
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UPDATED: Sep 15, 2020
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It is a good idea to inventory the contents of your home. In the event of a complete loss, it is difficult to reconstruct by memory the contents of your home. Some people videotape the contents of their home or apartment as a record of what it contains. If you have items of high value, get certified appraisals of them. Check to see if there is a limitation of coverage with respect to certain categories of personal property. As said earlier, if your insurance policy does not provide enough coverage to replace all of your personal property in the event of a total loss, purchase a rider to increase the coverage.