how can i handle a hit and run accident even if ive already made restitution arrangements with the victim?
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UPDATED: Oct 22, 2012
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Insurance Question from Santa Clarita, CA
Asked on 10/22/2012
how can i handle a hit and run accident even if ive already made restitution arrangements with the victim? i was involved in a car accident but left the scene because of a natural reaction of being scared but i later went back and talked things out with the victim and are in the process of settling restitution arrangements but not sure how to deal with all of this, im not sure if i know what im doing..
Answer given on October 23, 2012
If you caused an accident and left the scene, but returned, you could still be charged with leavig the scene of the accident. However, this possible violation does not have an impact on your insurance compnay handling the claim.If the other driver was in the car at the time of the accident, it is recommended that you report the incident to your insurance company and let them settle the damage with the other party. If you try to settle it on your own, the other party could come back and claim they were injured. It is better to let the insurance company handle this.If the other party was not in the car, you can try to work out that you pay for the repairs, but this often goes badly as the other party may decide there is more damage after you have paid for the repairs. Again, if your insurance com;any handles the claim they can make sure there is no follow up for more damages after the fact.
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