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UPDATED: Jul 30, 2012
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Insurance Question from Live Oak, TX
Asked on 07/30/2012
houe flooded Landlord put washer and dryer connections in living room and had a drain in place. Our washing machine hoses came undone and water began flowing. The drain that was on the floor did not drain causing the entire house to flood. Landlord now wants us to pay for new carpeting saying it was our washing machine that caused it. Is he right?
Answer given on August 03, 2012
If the washer that caused the water damage belongs to you, and you installed it or had it installed, the landlord may not be responsible for the damages to the carpet. You should have had it properly installed and if the hose came loose, then you are responsible for the damage. Since the landlord installed the drain and it did not perform as it should, they could have some responsibility for the damage. If you have renters insurance, you should file a claim with your insurance company. The adjuster will investigate the damages and determine if you are entirely responsible for the damages to the carpet. If you do not have insurance coverage, you may need to try to negotiate with the landlord. Ask them to report the damage on their insurance. Let the adjuster determine if the damage is entirely your responsibility. If it is so determined, you will have to pay for the repairs. Howeve, make sure the carpet can’t be cleaned and dried before paying for an entire new carpet.
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