houe flooded

Free Insurance Quote Comparison

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Jul 30, 2012

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Insurance Question from Live Oak, TX

Asked on 07/30/2012

houe flooded Landlord put washer and dryer connections in living room and had a drain in place. Our washing machine hoses came undone and water began flowing. The drain that was on the floor did not drain causing the entire house to flood. Landlord now wants us to pay for new carpeting saying it was our washing machine that caused it. Is he right?

Answer given on August 03, 2012

If the washer that caused the water damage belongs to you, and you installed it or had it installed, the landlord may not be responsible for the damages to the carpet. You should have had it properly installed and if the hose came loose, then you are responsible for the damage. Since the landlord installed the drain and it did not perform as it should, they could have some responsibility for the damage. If you have renters insurance, you should file a claim with your insurance company. The adjuster will investigate the damages and determine if you are entirely responsible for the damages to the carpet. If you do not have insurance coverage, you may need to try to negotiate with the landlord. Ask them to report the damage on their insurance. Let the adjuster determine if the damage is entirely your responsibility. If it is so determined, you will have to pay for the repairs. Howeve, make sure the carpet can’t be cleaned and dried before paying for an entire new carpet.

IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

 Secured with SHA-256 Encryption