Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jan 30, 2012

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Insurance Question from Akron, OH

Asked on 01/30/2012

weather accidents if you are a home renter and a bad wind storm blows your trampoline into neibors yard and damages there car and you have no insurance but they do have home owners insurance and auto insurance would they most likely be covered and if we have no means to pay what can we do

Answer given on February 01, 2012

If your trampoline was blown into the neighbor’s yard and car, you could be held liable for negligence. However, if the storm was very strong, it may be determined that you are not legally liable for the damages.The neighbor should turn in a claim on their auto insurance, presuming they have coverage. The insurance company will investigate the claim and if it is determined you were negligent they could come after you for the amount of damages they paid. The neighbor’s home insurance will most likely not cover damages to the yard caused by your trampoline.The neighbors can file a suit against you for the damages, but if you have no money, you probably will not be able to pay.You should try to get insurance now for your personal property and liability to protect you in the future. Renter’s insurance is not expensive, but it can save you from this sort of situation and possible financial loss.

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