Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Jan 30, 2012
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Insurance Question from Akron, OH
Asked on 01/30/2012
weather accidents if you are a home renter and a bad wind storm blows your trampoline into neibors yard and damages there car and you have no insurance but they do have home owners insurance and auto insurance would they most likely be covered and if we have no means to pay what can we do
Answer given on February 01, 2012
If your trampoline was blown into the neighbor’s yard and car, you could be held liable for negligence. However, if the storm was very strong, it may be determined that you are not legally liable for the damages.The neighbor should turn in a claim on their auto insurance, presuming they have coverage. The insurance company will investigate the claim and if it is determined you were negligent they could come after you for the amount of damages they paid. The neighbor’s home insurance will most likely not cover damages to the yard caused by your trampoline.The neighbors can file a suit against you for the damages, but if you have no money, you probably will not be able to pay.You should try to get insurance now for your personal property and liability to protect you in the future. Renter’s insurance is not expensive, but it can save you from this sort of situation and possible financial loss.
IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.