Is the home owner or renter liable for accidental gun shooting in home owners home?
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UPDATED: Jul 6, 2010
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Insurance Question from Olympia, WA
Asked on 07/06/2010
Is the home owner or renter liable for accidental gun shooting in home owners home? NULL
Answer given on July 16, 2010
I presume you are renting a home from your landlord and that the homeowner, or landlord, does not live in the home. If that is the case, you would be responsible for any negligent act that occurs in your home. Your renters insurance includes liability coverage and the insurance company should be notified of the incident so they can investigate and contact the injured party. If you do not have insurance you could be held financially responsible for any injuries you caused.
It is possible that the property owner could be sued, but that is a legal issue and they should contact their attorney and insurance agent to see if they need to make any insurance report.
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