Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jan 15, 2012

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Insurance Question from Eller, NC

Asked on 01/15/2012

Is it ok if you homeownersed is not licensed my our State NC We payed Morco Ins. They sent our policy and it was stamped not licensed by the state of nc

Answer given on January 16, 2012

We looked up Morco Insurance.  We only found Morco Insurance Agency in Greenboro. I am thinking that you are paying the insurance agency however, your insurance policy is with an insurance carrier of another name.  Look at your insurance policy declarations page and look for the insurance company’s name on it.  That is the insurance company that you have to make sure is licensed to do business in N.C.  The agent that you pay should also be licensed to sell insurance in the state of N.C.  Contact your Department of Insurance for North Carolina and have you policy in front of you.  Let them know you received a policy stamped “not licensed by the State of NC” and ask them to help you figure out if the insurance company that insures your home is licensed in the State of NC. Also ask about your agent. You can reach them by clicking on the link above.  In order to do business in a state, an insurance company must be licensed to do business.    


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