I slung a rock from my mower and shattered the window in my suburban — is this covered under any type of insurance and is it worth it to even claim
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Aug 6, 2010
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Insurance Question from Pendleton, NC
Asked on 08/06/2010
I slung a rock from my mower and shattered the window in my suburban — is this covered under any type of insurance and is it worth it to even claim NULL
Answer given on August 07, 2010
The glass breakage from the rock on your car would be covered by comprehensive insurance under your automobile policy, so you could make a claim for the damage. You probably have a deductible on the policy, but some companies have a lower deductible, or no deductible at all for glass breakage so check with your insurance agent. This type of claim would not affect your rates so you can safely submit the claim without fear of a rate increase. Obviously, if you have too high of a deductible, and there is no separate deductible for glass, there would be no insurance for this.
If you do not have comprehensive coverage on your policy, then you have no other insurance recourse. Your homeowner policy will cover you if you break someone else’s window, but not your own.
IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.