Most insurance companies have sufficient data accumulated to avoid the need for an inspection→ Read More
How Much Coverage To Buy
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A few policies include a building code endorsement that pays the costs of an upgrade→ Read More
Most insurance companies require homeowners to have at least 80% of the actual value of your home (excluding the value of the land) in order to pay a claim in the event of a total loss→ Read More
No Company Will Insure My Home And My Lender Requires It. Will The Bank Purchase Coverage? Will It Cost Me More?
When insurance is not available on the open market, there is typically a state-operated or-mandated pool of coverage so that no one will be forced to go without insurance→ Read More
Lenders will ask you to carry insurance as security for their investment, just as they may require fire insurance and other types of coverage as investor protection→ Read More
My Daughter Is Away At College And No Longer A Dependent. Should I Buy A Separate Policy To Protect Her Personal Possessions?
Some policies include coverage for children away from home until they reach the age of 25; other policies are not so generous→ Read More
The amount of financial liability coverage you should consider depends upon the nature and extent of your assets→ Read More
It is a good idea to inventory the contents of your home→ Read More