Good Morning ,Had two tenants get murdered in an apartment they were renting from me. Its going to be difficult to rent the apartment.

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Feb 16, 2015

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Insurance Question from Bratenahl, OH

Asked on 02/16/2015

Good Morning ,Had two tenants get murdered in an apartment they were renting from me. Its going to be difficult to rent the apartment. What can a typical insurance do for me in this situation?Thank YouJoe

Answer given on March 10, 2015

If a major crime occurred in your rental property, the insurance company is only responsible to pay for damages to the interior of the apartment as a result of the crime This would include cleaning or replacing carpeting, repainting walls and, if you were renting the unit furnished, cleaning any personal property that may have been damaged. Your deductible will apply to any of these covered items.The fact that the unit may be difficult to rent out again is not the responsibility of the insurance company. The insurance contract does not cover any loss of value due to a part of the loss. It is unfortunate that this situation occurred in your rental unit but there is not much that can be done other than to try to ease fears of potential renters that this was an isolated incident.

IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and AS IS. It has not necessarily been reviewed by the management staff of nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on to represent you.

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