In the event of a loss, the first thing you must do is protect the rest of your property from further loss→ Read More
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Insurance company representatives need to be able to determine how the loss occurred, as well as the extent of the damage→ Read More
When it comes time to settle with the insurance company, the insurer will ask you to sign a form that “releases” the insurance company from further responsibility for the claim→ Read More
You can either hire your own independent insurance appraiser to determine the value or contact an attorney to represent your interests in the claim process→ Read More
My Home Was Recently Broken Into And I Do Not Have Sales Receipts For The Stolen Items. What Will The Insurance Company Accept For Proof Of Ownership?
You should have some evidence of ownership, such as photographs, appraisals, or statements under the penalty of perjury→ Read More
My Home Was Partially Damaged By Fire And I Want To Make Some Temporary Repairs, Such As Boarding Up Blown Windows. Do I Have To Get The Insurer’s Permission To Begin?
Make all temporary repairs as are necessary to protect your property from further loss or damage→ Read More
My Contractor Found Hidden Damage. Now The Repairs Will Cost A Lot More Than The Company Representative Originally Estimated. Who Bears The Extra Cost?
This again depends on the outcome of the claim settlement process→ Read More
Is There A Time Frame That A Company Has Within Which To Complete An Investigation And Settle A Claim?
In most states, there are fair claim practices laws for insurance companies→ Read More
I Forgot To List My Great-Grandfather’s Clock On My Claim Form And The Company Wants Me To Settle. Should I Accept Their Final Check?
Don’t accept the final check and don’t sign a release in favor of the insurance company until you are completely satisfied with the settlement→ Read More