hit and run

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Sep 23, 2011

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Insurance Question from Whittier, CA

Asked on 09/23/2011

hit and run My car was involved in a supposed hit and run and i was not driving my car on the day it happened. i don't understand how this insurance company can continue to pursue the claim where the only evidence is his vs. my word. i've asked for the claim file and she informed me of what allegedly happened. but i'm still not sure about this. what are my options?

Answer given on September 24, 2011

A hit and run claim is like any other auto insurance claim. It is often one person’s word against the other. I recommend that you contact your insurance agent or company and advise them of what is happening. If you have any proof that you were not driving at that time, such as being with a friend, or a receipt showing you were at a movie or dinner, then give your insurance company that information.Your insurance company will work on your behalf to try to settle this claim. Obviously, your insurance company does not want to pay out, they will have to investigate and make a determination. If there is no proof of damage to your car, it should help your insurance company settle on your behalf. However, in the end, it may be that your insurance company will have to settle for some amount, if the other party or their insurance company has evidence showing your car was involved.

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