Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Aug 18, 2010

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Insurance Question from Barr, SC

Asked on 08/18/2010

your 15 year old dependent who is covered by blue choice gets pregnant who covers the baby NULL

Answer given on August 20, 2010

As long as she is a dependent of the person who is primary on the plan, and maternity is "covered", BC/BS should cover it. 

 

Just keep in mind that "covered" means different things.  Typically, most prenatal doctor visits and such are covered for the mother outside of ?maternity" coverage, as are any complications that result from the birth.  Usually, "maternity" coverage is specific to the actual delivery of the baby, up until the newborn is "released" from medical care. 

 

Make sure you know what maternity coverage you have.  You’ll still have to take care of a deductible and any coinsurance you may have, and your maternity coverage might be capped, so call your agent  ( or HR if this is through a group plan ), and find out what is covered, and what is not, and how much of it you will have to pay on your own.

 

Good luck!


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