If your health insurance company is not paying for your child’s summer physical camp, it may be that the physical follows too soon after the last one, that you are going out-of-network, or that the doctor coded the physical as something other than routine.→ Read More
Health Insurance Decisions for Single Parent
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The insurance company can only extend coverage to a legally adopted or placed dependent child.→ Read More
My son has been genetically tested and he has a strong likelihood of developing the same congenital disease as did his grandfather and father. How can I protect his insurability?
Most States don’t allow insurance carriers to ask questions regarding genetic testing on their medical questions, assuming you chose to get the test without any medical necessity (or signs, symptoms).→ Read More
I have an HSA plan and my employer has put money towards my deductible. Can I spend any of that for my child (who is on an individual insurance plan I bought, not the group plan).
You can spend HSA funds on any dependent, whether or not the dependent is on an insurance plan.→ Read More
If your income is too high to qualify for any of your State or local funded programs, investigate buying an individual policy for the kids.→ Read More