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Health Insurance Decisions for Domestic Partners

Free Insurance Quote Comparison

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BACK TO HEALTH INSURANCE Q & AS

My partner just lost his job. I was covered as a dependent on his health insurance. Will I be eligible for Federal COBRA?

Domestic partner of a terminated employee covered by an employer-sponsored health plan is not eligible under COBRA unless that status is recognized by the state.

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My domestic partner moved out. She bought and paid for the individual insurance we had, but I was her dependent. Do I lose my coverage now?

You will not lose health insurance coverage in the event you and a domestic partner split up. You will be able to move your contract to an individual one and pay whatever is usually charged for your own age.

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My domestic partner is 55, and I’m 42. We have one 14-year-old child. Should we buy a family health insurance policy, or all get our own policies?

Selecting a policy depends upon life style, the age difference between insureds, and whether there are children to be covered.

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My domestic partner has a claim to turn in for a recent asthma attack, but I’m afraid the insurance company will cancel us if they learn he has an expensive condition.

Health insurance carrier cannot arbitrarily cancel or raise your premium rates because of a large medical claim payout.

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I see a category called “family” health coverage and the price is lower than the individual age-bracketed price. Can my domestic partner and I qualify as a family? Would it matter if we had a child too?

If Domestic Partners qualify for “family coverage” ,the price may be discounted.

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Disclaimer: FreeAdvice.com strives to present reliable and up-to-date legal information and advice on home, car, and life insurance. Nothing on FreeAdvice.com constitutes legal advice and all content is provided for informational purposes only. Insurance information may be different than what you see when you visit an insurance provider, insurance agency, or insurance company website. All legal content, insurance rates, products, and services are presented without warranty and guarantee. Please verify any direct legal advice or rate information with your attorney, insurance company, or agent, respectively. Quotes and offers are not binding, nor a guarantee of coverage.