Good Morning ,Had two tenants get murdered in an apartment they were renting from me. Its going to be difficult to rent the apartment.

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Feb 16, 2015

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Insurance Question from Bratenahl, OH

Asked on 02/16/2015

Good Morning ,Had two tenants get murdered in an apartment they were renting from me. Its going to be difficult to rent the apartment. What can a typical insurance do for me in this situation?Thank YouJoe

Answer given on March 10, 2015

If a major crime occurred in your rental property, the insurance company is only responsible to pay for damages to the interior of the apartment as a result of the crime This would include cleaning or replacing carpeting, repainting walls and, if you were renting the unit furnished, cleaning any personal property that may have been damaged. Your deductible will apply to any of these covered items.The fact that the unit may be difficult to rent out again is not the responsibility of the insurance company. The insurance contract does not cover any loss of value due to a part of the loss. It is unfortunate that this situation occurred in your rental unit but there is not much that can be done other than to try to ease fears of potential renters that this was an isolated incident.


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