friends wrecked our motorcycle the driver said he had license,he lied. my insurance wont pay medical bills,will he be responsible for the bills.
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UPDATED: Oct 1, 2010
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Insurance Question from Blairs Mill, KY
Asked on 10/01/2010
friends wrecked our motorcycle the driver said he had license,he lied. my insurance wont pay medical bills,will he be responsible for the bills. NULL
Answer given on October 10, 2010
Your description of the incident is a little vague, but I presume the friend who was driving the bike, or another party was injured. However, it sounds like you do not have medical payments coverage on the bike. The injured party, if in another vehicle, could file a claim under your bodily injury coverage and your policy would pay. If the injured party is the driver of the motorcycle he would be hard pressed to file a claim against you for the bodily injury since he was driving the bike.
If you have not already filed a claim with your insurance company, please do so. The adjuster will review the entire claim and determine what, if anything, they will pay. Generally, insurance follows the vehicle, so your insurance would be primary for any injury or damage.
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