Does this healthcare reform package of 2010 let me stop paying health insurance for my ex-wife? She is still on my plan because she is not insurable.

Free Insurance Quote Comparison

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Who pays for coverage is not addressed (divorce attorney needed!). However, if she is still on your plan and your divorce has been finalized, you are violating the terms of your plan because she is no longer an “eligible” dependent. Get her on COBRA as soon as you can. The penalty for not doing this is pretty severe: you (or your employer, if she is still on a group plan) will be considered the “responsible party” for paying for any medical bills, not the insurance company. That warning aside, the answer is that you have some good news: effective immediately the Federal government is setting up “guaranteed issue” plans so uninsurable people can have coverage. These plans will be able to cover your ex-spouse on a temporary basis until 2014, when no individual plan can reject anyone for medical reasons or attach pre-existing conditions to the policy. Short answer: yes, she can go off COBRA and onto the temporary guaranteed issue plan as soon as they are established in your State.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

 Secured with SHA-256 Encryption