Does The Personal Property Coverage Include My Dog Rover Or My Parakeet Tweety?
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UPDATED: Jul 16, 2021
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No, the damage Rover and Tweety do to your personal belongings is your responsibility (or theirs, if you can talk them into it). Your homeowner’s policy will usually cover the damage Rover does to other people, however. But if Rover is, say, a pit bull, you should check your policy. Some insurers exclude coverage for potentially dangerous breeds.