Does The Insurer Protect My Interests In The Event Of A Lawsuit?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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The insurance company’s “duty to defend” is included as part of your coverage. Should a lawsuit result from an incident covered by your policy, the insurance company will appoint a lawyer to represent you. Often, the attorney hired by the insurance company must be independent from the insurer; in other words, the attorney must act on your behalf and not be an employee of the insurer (so called “Cummis counsel”).

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