Does An Insurance Company Have To Say Why It Canceled Or Refused To Renew My Insurance Policy?
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Sep 15, 2020
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
State and Company rules govern what process a Company must follow if they want to cutyou free from coverage and whether a reason for the cancellation or non-renewal must begiven to the policy holder.
In the event of a cancellation or non-renewal, the Company must mail a notice to theinsured. States vary from advance notice required, which can range from 10 to 45 days.
The most common reason for cancellation is non payment of premium, in which case theCompany will generally give a time leeway to pony up and make current the shortfall.Other justifiable reasons that your auto insurer will issue a letter of cancellation is thesuspension or revocation of your driver’s license, numerous traffic violations in a shortperiod of time or if the Company finds a material misrepresentation that was provided toget personal auto insurance coverage.