Do I have to change my insurance if I’m temporarily living in another state?
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UPDATED: Nov 30, 2011
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Insurance Question from Adelphi, MD
Asked on 11/30/2011
Do I have to change my insurance if I’m temporarily living in another state? I moved to Maryland from Illinois a few months ago. I still have Illinois insurance, tags and drivers license. I am only living here for another year while my girlfriend finishes school and then plan to move either back to Illinois or to another state more permanently. My question is; since my car is registered under my dad's and my name and my insurance is also in my dad's name; since I'm only living here temporarily, do I have to get my insurance changed over to Maryland or can I keep my Illinois policy and still be covered? If I was taking a college class, would that help?
Answer given on December 02, 2011
You dad’s insurance should probably be notified that the car is residing in Maryland. Most states ask that if you reside in their state for more than 30 days, that you transfer your title. You would be insured if you were to have an accident. However, if you are going to be there for a year, it would be best to register the car in Maryland and get insurance there.
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