It depends on the nature of the counseling→ Read More
Private Policies (Individual)
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My Policy Offers An Inflation Adjustment Feature. What Will The Rate Of Inflation Be? Will It Be Stated As A Maximum?
It depends on your policy Often it is tied to an inflation index such as the Consumer Price Index (CPI)→ Read More
My Husband Is The Principal Breadwinner Of The Family. Should We Consider Buying A Mortgage Disability Insurance Rider To Protect Ourselves If Joe No Longer Can Work Because Of A Serious Illness Or Injury?
Yes. A mortgage is one of the largest financial obligations for most families so it would be a great relief to have the payments covered…→ Read More
If the loss of sight in one eye makes you disabled according to your plan’s definition, then it may be covered→ Read More
I’m An Eye Surgeon, But Can No Longer Perform Surgery Due To An Accident. I Am Instead Going To Teach At The Local Medical School. Will I Be Able To Continue To Receive Full Benefits Since I Can No Longer Operate?
It depends on how your policy defines disability. If you are considered disabled when you cannot perform your normal occupation, then you will continue to…→ Read More
Probably It depends on what type of work you do→ Read More
There is no correct answer It depends on your situation→ Read More
I Am Still Partially Disabled, But Working. I Find That I Cannot Fulfill All Of My Job Responsibilities. Can I Be Paid Benefits To Make Up The Difference In My Income?
You can if your existing policy covers partial disabilities→ Read More