Coverage cancelled

Free Insurance Quote Comparison

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Oct 10, 2011

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Insurance Question from Hidden Valley, CA

Asked on 10/10/2011

Coverage cancelled My handicapped Sister in Law had coverage as a dependent though Alcatel Lucent, her father (was an employee) passed away in 2004, her mother just passed away. Alcatel Lucent now has cancelled her coverage. Can they legally cancel her coverage?Thank you

Answer given on October 10, 2011

It is possible that they can cancel her  policy.  Most employer sponsored insurance plans are only obligated to the employee or retiree or the retiree’s spouse. Since her mother has passed away, they may at this point have no obligation to cover your sister in law.  It is always good to have insurance outside the employer for reason just as this.  Sometimes due to a disability, some can not be insured on any policy other than under a group or employee benefits. You did not say what type of disability she has.  However at this point, I would try to gather life insurance quotes to see if you can find a way to get her life insurance.  Got to quote center and get free life quote by clicking here.     

IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and AS IS. It has not necessarily been reviewed by the management staff of nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on to represent you.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

 Secured with SHA-256 Encryption