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UPDATED: Oct 10, 2011
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Insurance Question from Hidden Valley, CA
Asked on 10/10/2011
Coverage cancelled My handicapped Sister in Law had coverage as a dependent though Alcatel Lucent, her father (was an employee) passed away in 2004, her mother just passed away. Alcatel Lucent now has cancelled her coverage. Can they legally cancel her coverage?Thank you
Answer given on October 10, 2011
It is possible that they can cancel her policy. Most employer sponsored insurance plans are only obligated to the employee or retiree or the retiree’s spouse. Since her mother has passed away, they may at this point have no obligation to cover your sister in law. It is always good to have insurance outside the employer for reason just as this. Sometimes due to a disability, some can not be insured on any policy other than under a group or employee benefits. You did not say what type of disability she has. However at this point, I would try to gather life insurance quotes to see if you can find a way to get her life insurance. Got to freeadvice.com quote center and get free life quote by clicking here.
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