Combined
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Written by
Jeffrey Johnson
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UPDATED: Aug 20, 2020
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- Combined Life Insurance Company of New York
Company Overview:
Company History: Combined Insurance was founded in Chicago in 1922 by W. Clement Stone. In 1963 Combined began to expand to Europe.In 1980 the Combined International Corporation was formed and in 2008 the company was sold and became a part of the ACE Group.
Principle Sales Methods: Career agents
Life Annuity Business: Combined Insurance offers Family Life Protector and Golden Advantage Protector (a limited benefit whole life insurance policy for older individuals).
Health Business: Combined insurance offers short term disability insurance, accident and sickness insurance, medicare supplemental insurance,and supplemental health insurance which includes: critical care protector, cancer care protector, and cancer protector.
The agent lied.
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My husband died three months ago and I have yet to receive my death benefits. I have called 10 different telephone numbers, have been cut off, given extentions that don’t exist. I am considering getting a lawyer.
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Usually receive my claims checks within 5-8 days. Very prompt. Customer service has been very helpful
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i had this ins for 20 some years very satifited
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good company
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good accident policy for self employed
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claims are paid at times with good results at time very slowly and at time they make you jump through hoops, they want you to fill out forms checking your mental health and stability for a claim from an eye injury? give me a break
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supplemental policies I own pay me money/ not health care providers. I find this crucial if I were to become sick as a business ownerthis money can be used for biils/ ect. and help provide when regular income is not available.
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I filed a claim I completed the form sent in Dr. hospand lab bills. My Dr. did not complete his portion of the form. I was denied my claim due to my Drs reluctance to complete his portion of the form… Your insurance is not going to do me any good if I cannot collect on the policy. This is the second time a Dr. has refused to complete his portion. If I have the bills I do not understand why I am being denided.
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no trouble fileing a claim
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The company should take the hassel out of filing a claim and ask the clients how they are doing before settling a claim. They should let the clients know where they stand and how their claim is going
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its a great investment to have for a rainy day.
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They settled the clain fairly quickly andwithout any hassle. We will use the moneyto pay medical bills and get on with ourlife hopefully. Thanks
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If you have an extended claim they will drag their feet paying it.
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Good price but not much coverage.
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I would like to say that I had to call customer service for some help. I was extremely satisfied with the kindness and help they provided.
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The policy was not as explained.
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very prompt pay out of benefits. recently though shorted some money and in process to get claim re-submitted.
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I have a similar policy with another insurance company through Sears however I am still waiting for my claim with this other company to be settled which is disturbing to my doctor in contrast with Combined Insurance which has been extremely prompt in settling my claims. I am extremely happy with Combined
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Quick settlement with no questions asked. just a confirmation from the doctor.
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I’ve been with you guys for over 20 years with accident and health ins.- my first claim with you I was in the hospital for 4 says and told not to work for 3-4 weeks and all you sent me was 400.00 for partial disability and nothing for my 4 days in the hospital. I’m very disappointed and thinking of not renewing.
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bunch of crooks
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I was in the hospital in Feb 2014 and just received the check August 2014 and it does not match what I was to be paid. AAAAHHHHI called my representative two times and never received a call back. I called the customer care people and got no satisfaction. I told them I have had their insurace for more than 20 years and make one claim and this is how I am treated. TERRIBLE
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received cheque within 2 weeks from my sickness plan I have with you good service thanks
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only took three weeks to get payed very satisfied
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