Claim question

Free Insurance Quote Comparison

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Jun 25, 2018

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Insurance Question from Fort Riley, KS

Asked on 06/25/2018

Claim question Yes ma'am my question is about repairs my wife was In a Fender Bender and was found not at fault it was the other party's fault. They agreed to pay for repairs for my Vehicle and have already paid us the estimate to fix it. I am a mechanic so I was wondering what I be able to fix the vehicle myself instead of taking it to a shop. I live in Kansas if that changes anything i know some states have theor oqn laws

Answer given on July 05, 2018

If you had an auto accident and the other party’s insurance has paid you for the damages, and the check was made directly to you, you do have the right to choose your mechanic for the repairs. However, if you make the repairs yourself, and there is a problem with the repairs, or you find additional damage, it may be difficult to get the insurance company to pay additional money for those damages.  Obviously, any warranty offered by the insurance company for using an “approved repair facility” will not apply if you make your own repairs. 

If you do the work yourself you should keep a record of the cost of the parts and what you would normally charge for hourly rates for the repairs. This will support your work should any questions arise later or when you sell the car.

IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and AS IS. It has not necessarily been reviewed by the management staff of nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on to represent you.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

 Secured with SHA-256 Encryption