Changing Insurance Agents
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Sep 24, 2011
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Insurance Question from Acmar, AL
Asked on 09/24/2011
Changing Insurance Agents I have the same coverage with the same insurance company but changed agents. The insurance company cancelled my exisiting policy, rewrote a new policy, then, charging for a "new state" fee of over $160 a year! Is the normal procedure when only changing agents?
Answer given on September 27, 2011
Actually this is not typical. Some agents “own” their book of business. Therefore, if you change agents, some insurance carriers might require the policy to be cancelled and re-written by the new agent. But again, this is rare. It usually would happen if you wrote you policy with an independent agent. But normally, the insurance company would just re-assign to the new agent with new agents number or code for commission purposes. Not sure of what a “new State” fee would be. I would call the insurance company directly. Advise them that you have only changed agents and ask them to fully explain why you are being charge a “new state” fee when this is neither a new policy nor are you a new customer. Remember, you can always get a new quote on your insurance from another carrier that probably will not charge you $160 a year for a “new state” fee! Let them know you are planning to do that if they do not remove this fee! For a free quote, go to our website and click on “get an insurance quote”. This will also help you to find a reputable agent in your area.
IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.