Waiver Of Premiums
This provision allows you to skip premiums under certain conditions while receiving benefits
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This provision allows you to skip premiums under certain conditions while receiving benefits
→ Read MoreNursing facility – Typically an institution, distinct from a hospital, appropriately licensed to provide nursing care to in-patients, including: 24 hour-a-day nursing service under a plan developed by a professional group composed of at least one doctor and one nurse, maintenance of clinical records for all patients, and proper methods of administering drugs
→ Read MoreMany companies offer a return of premium option at an additional cost
→ Read MoreMany policies have specific dollar maximums after which benefits are no longer payable
→ Read MoreThe provision of the policy, usually stated on the first page, that sets forth its term of coverage
→ Read MoreTypically, any condition that existed, was diagnosed, or treated before the policy was issued
→ Read MoreGenerally, if you stop paying premiums when they are due, you receive nothing from the company when you are in need of care
→ Read MoreIn some instances, an insurance company is not allowed to refuse to renew your policy each year
→ Read MoreThe maximum benefit that will pay out over the length of the policy’s duration
→ Read MoreCost of living riders address the ever-inflating cost of care
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