car turning left collides with oncoming, striking distance was a 100 ft from the point of in pack how fast was the car driving

Free Insurance Quote Comparison

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Jan 1, 2011

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Insurance Question from Delair, NJ

Asked on 01/01/2011

car turning left collides with oncoming, striking distance was a 100 ft from the point of in pack how fast was the car driving posted speed limit 50mph. SUV heading N. through the green light intersection. small car made a left turn in the path of the suv both vehicle collides causing SUV to Roll over. small car spun 100ft N from the intersection. Who's at fault? 7 witness have conflicting stories. 5driver on the E/ W attested the light for them was red and change shortly after the crash. 1 witness said the Suv was doing 60 mph because he was behind them driving 60 enter on AMBER. police opinion indicated : There were no break marks left from the Suv was declare speeding. How is that? insurance declared 50/50 ?

Answer given on January 04, 2011

Unfortunately, not all accidents are easily settled as to who is at fault.  You indicated there are varying stories as to the cause of the accident, and since the police were not there, they can only describe the accident as it is explained to them by all parties concerned.

Since there are no brake marks left by the SUV, it would seem the driver may not have been paying attention, which could contribute to the accident. 

If the insurance companies declared it a 50/50 accident, then your insurance company will pay for your damages, less the deductible.  They will then work with the other company to collect 1/2 of the damages.  However, since there is no one held over 50% at fault, the accident should not be considered a chargeable accident.  Be sure to discuss this with your agent or insurance adjuster.


IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

 Secured with SHA-256 Encryption