Car stolen ava totaled, mom cancelled insurance unknowingly

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 7, 2018

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Insurance Question from Newton, KS

Asked on 03/07/2018

Car stolen ava totaled, mom cancelled insurance unknowingly My car was stolen on a Saturday and was on a high-speed chase and it was totaled 5 days before my mom cancelled my insurance for my car she cancelled it but kept her car insured is there anything that I can do about this? The police know who stole my vehicle but they haven't called him yet he does not have insurance or license what are my options there was also a loan out on my car. I now have no vehicle and need to know what to do if I hire an attorney will there be any point or is there nothing I can do?

Answer given on March 11, 2018

If your car was stolen and your mother cancelled the insurance five days after the incident, your insurance was still valid so it should be covered for the damages to the car.


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