Can your auto insurance costing increase based upon a divorce?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Oct 22, 2011

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Insurance Question from Carroll, OH

Asked on 10/22/2011

Can your auto insurance costing increase based upon a divorce? NULL

Answer given on October 25, 2011

While there are different laws and rules in each state, the fact that you have been, or are getting divorced should not affect your auto insurance rates. However, some insurance companies can use your credit rating in determining rates, although if you are an existing client you should not be affected.If you are divorcing, you may lose some discounts that you had been receiving. These might include a multi-car discount. If you only have one car in your household, then that discount will be removed. Also, if you had a home or renters policy and no longer have that insurance, then you could lose a multi-line discount. Any loyalty discount that you have earned should remain even with the splitting of the household. You should talk to your insurance agent about any rate changes that you may have experienced because of the divorce. They can explain what may have occurred and may be able to help you get some discounts back, such as you purchasing a separate home or renters policy that will give you the multi-line discount.


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