Can your auto insurance costing increase based upon a divorce?
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Oct 22, 2011
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Insurance Question from Carroll, OH
Asked on 10/22/2011
Can your auto insurance costing increase based upon a divorce? NULL
Answer given on October 25, 2011
While there are different laws and rules in each state, the fact that you have been, or are getting divorced should not affect your auto insurance rates. However, some insurance companies can use your credit rating in determining rates, although if you are an existing client you should not be affected.If you are divorcing, you may lose some discounts that you had been receiving. These might include a multi-car discount. If you only have one car in your household, then that discount will be removed. Also, if you had a home or renters policy and no longer have that insurance, then you could lose a multi-line discount. Any loyalty discount that you have earned should remain even with the splitting of the household. You should talk to your insurance agent about any rate changes that you may have experienced because of the divorce. They can explain what may have occurred and may be able to help you get some discounts back, such as you purchasing a separate home or renters policy that will give you the multi-line discount.
IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.