can you insure a car registered in your name in va without a drivers lic.
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UPDATED: Jul 9, 2018
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Insurance Question from Callao, VA
Asked on 07/09/2018
can you insure a car registered in your name in va without a drivers lic. I have been told that you can insure a vehicle in virginia without having a valid drivers license.
Answer given on July 29, 2018
Most states will allow you to insure a car even if you do not have a valid driver’s license. The problem may be with finding an insurance company that is willing to insure that car since you do not have a valid license. You may be able to provide the insurance company with the name and driver information for someone else who will be driving the car, they may be willing to insure your car. However, they may require an exclusion for you as a driver. This would mean there would be no insurance on the car if you drove the car and had an auto accident. Also, by listing another driver, your are accepting them as a driver and their actions could cause an auto accident that you would be responsible for.
You may have to go to a specialty insurance company for the insurance you need, depending upon the requirements of various insurance companies in your state. You may want to start with an Independent Insurance Agent as they can access multiple insurance companies, rather than a “captive” agent such as State Farm or Allstate.
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