Can The Insurance Company Pay Me Less Than Blue Book For My Totaled Car?
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UPDATED: Jul 16, 2021
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The insurance company will offer you an amount that they consider fair, taking into consideration such factors as wear to the car, mileage, and previous damage. If this amount is less than what you consider fair, you should turn down the offer and continue to negotiate until you reach an agreement. Ultimately, if you cannot reach an agreement, you might have to consider the possibility of litigation — provided enough money is at stake to justify the cost of litigation.