Can The Company Cancel Because I Have Filed A Claim?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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It all depends on the type and number of claims filed and the loss experience on a particular insurance policy. Generally speaking, you won’t lose coverage for occasional claims — even if they are major. During the terms of the insurance policy, the insurance company can’t cancel the coverage except for certain exceptions — fraud in the inducement (lying on the insurance application) or your failure to pay premiums when due, for example.

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