Can the at fault driver insurance company just stop paying for a rental even though we have no other means of transportation?

Free Insurance Quote Comparison

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: May 21, 2012

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Insurance Question from Knightsville, SC

Asked on 05/21/2012

Can the at fault driver insurance company just stop paying for a rental even though we have no other means of transportation? The insurance company has told us to return the rental car even though we have not found another way to get around. Are they not entitled to allow us some more time to find another vehicle? My husband is missing work and all based on their decision. Please help!! Thank you...

Answer given on May 29, 2012

If your car is damaged in an auto accident and the other driver was at fault, the other insurance company needs to allow you a rental car while your car is being repaired. Once repaired, you shouldn’t need a rental car any longer.If your car was totaled in an accident caused by another driver, the insurance company will pay for a rental car until a settlement is made for the value of your car. Once they have paid you for your car they no longer owe you for a rental car. Usually they will give a day or two from the settlement date to allow you to find a car, but that is not required. It is expected that you have been searching for a replacement car while you have been using the rental car, since you were aware that your car was a total loss. If you have not found a replacement car, you can pay for the rental car for the extended time, but the insurance company will not.

IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and AS IS. It has not necessarily been reviewed by the management staff of nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on to represent you.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

 Secured with SHA-256 Encryption