Can State Farm charge me?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 19, 2019

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Insurance Question from Anderson, SC

Asked on 03/19/2019

Can State Farm charge me? State Farm gave me an insurance drop date and is continuing to charge me. Is this legal?

Answer given on March 21, 2019

It is not clear if  you are referring to auto or homeowner insurance but it really should not matter.  If your insurance company has sent you a notice of non renewal, or cancellation, they continue to bill you for the premiums until the cancellation or non renewal date has come.  If you are being billed beyond this date, you need to talk to your insurance agent or insurance company. You should also contact your bank and have them not approve any future deductions from your account.

This is probably an internal error by the insurance company, but you do need to contact them to clear this up. Don’t expect it to just “go away” especially if they have overbilled you already.  When you call tell them they have overcharged you already and you want a refund and you want all future deductions to stop.  Document the date, time and name of anyone you speak with in case you  have to call back to follow up on the billing problem.


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